Terms and Conditions

Agreement between User and Ubiquity Systems, LLC (the “Company” or “USLLC”).

Welcome to our Company’s web page. The website (the "Site") is comprised of various web pages operated by Ubiquity Systems, LLC (“USLLC”). The use of which is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of this website constitutes your agreement to all such Terms. Please read these terms carefully and keep a copy of them for your reference.

This is a website specializing in the sale of software and related services.

Privacy

Your use of this website is subject to USLLC's Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.

Electronic Communications

Visiting this website or sending emails to USLLC constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.

Children Under Thirteen

USLLC does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may not use our website, unless you have the permission of a parent or guardian.

Cancellation/Refund Policy

Please review the return policy for each product listed on the website as posted in the product information for that particular product.

Links to Third Party Sites/Third Party Services

We may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of USLLC and USLLC is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. USLLC is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by USLLC of the site or any association with its operators.

Certain services made available via the Internet are delivered by third party sites and organizations. By using any product, service or functionality originating from our domain, you hereby acknowledge and consent that USLLC may share such information and data with any third party with whom USLLC has a contractual relationship to provide the requested product, service or functionality on behalf of you, the customer.

No Unlawful or Prohibited Use/Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use our website strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to USLLC that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of USLLC or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. USLLC content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your use as authorized, and will make no other use of the content without the express written permission of USLLC and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of USLLC or our licensors except as expressly authorized by these Terms.

International Users

The Service is controlled, operated and administered by USLLC from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the USLLC Content accessed here in the USA in any other country or in any manner prohibited by any applicable laws, restrictions or regulations.

Indemnification

You agree to indemnify, defend and hold harmless USLLC, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. USLLC reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with USLLC in asserting any available defenses.

Arbitration

In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator's award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney's fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. UBIQUITY SYSTEMS, LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

UBIQUITY SYSTEMS, LLC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. UBIQUITY SYSTEMS, LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL UBIQUITY SYSTEMS, LLC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF UBIQUITY SYSTEMS, LLC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access Restriction

USLLC reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of New Jersey and you hereby consent to the exclusive jurisdiction and venue of courts in New Jersey in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and USLLC as a result of this agreement or use of the Site. USLLC's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of USLLC's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by USLLC with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and USLLC with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and USLLC with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

Changes to Terms

USLLC reserves the right, in its sole discretion, to change the Terms under which the web page is offered. The most current version of the Terms will supersede all previous versions. USLLC encourages you to periodically review the Terms to stay informed of our updates.

Contact Us

USLLC welcomes your questions or comments regarding the Terms:

Ubiquity Systems, LLC
PO Box 1794
Perth Amboy, New Jersey 08861

Effective as of August 01, 2019

"OCC Clarifies Bank Authority to Engage in Certain Cryptocurrency Activities and Authority of OCC to Charter National Trust Banks" 23 Nov 2021 14:00:00 -0500 - The Office of the Comptroller of the Currency (OCC) today published a letter confirming that national banks and federal savings associations must demonstrate that they have adequate controls in place before they can engage in certain cryptocurrency, distributed ledger, and stablecoin activities. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Agencies Issue Joint Statement on Crypto-Asset Policy Initiative and Next Steps" 23 Nov 2021 11:30:00 -0500 - Federal bank regulatory agencies today issued a statement summarizing their interagency "policy sprints" focused on crypto-assets and providing a roadmap of future work related to crypto-assets. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Agencies Approve Final Rule Requiring Computer-Security Incident Notification" 18 Nov 2021 15:00:00 -0500 - Federal bank regulatory agencies today announced the approval of a final rule to improve the sharing of information about cyber incidents that may affect the U.S. banking system. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Enforcement Actions and Terminations" 18 Nov 2021 11:00:00 -0500 - The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Acting Comptroller Discusses Modernizing the Financial Regulatory Perimeter" 16 Nov 2021 13:00:00 -0500 - Acting Comptroller Discusses Modernizing the Financial Regulatory Perimeter. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Acting Comptroller Discusses Climate Change Risk" 8 Nov 2021 13:00:00 -0500 - Acting Comptroller of the Currency Michael J. Hsu today discussed climate change risk at OCC Headquarters. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Acting Comptroller Discusses Regulatory Perimeter" 3 Nov 2021 16:30:00 -0400 - Acting Comptroller of the Currency Michael J. Hsu today discussed clarifying and modernizing the bank regulatory perimeter at the American Fintech Council's Fintech Policy Summit 2021. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Acting Comptroller of the Currency Issues Statement in Support of the NGFS Glasgow Declaration" 3 Nov 2021 10:00:00 -0400 - Acting Comptroller of the Currency Michael J. Hsu today released the following statement in support of the Network for Greening the Financial System (NGFS) Glasgow Declaration. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Releases CRA Evaluations for 15 National Banks and Federal Savings Associations" 2 Nov 2021 12:00:00 -0400 - The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of October 1, 2021 through October 31, 2021. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Statement by the Acting Comptroller of the Currency on the Report on Stablecoins" 1 Nov 2021 15:00:00 -0400 - Acting Comptroller of the Currency Michael J. Hsu issued the following statement on release of the Report on Stablecoins by the President's Working Group on Financial Markets, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Minutes of the Federal Open Market Committee, November 2-3, 2021" Wed, 24 Nov 2021 19:00:00 GMT - Minutes of the Federal Open Market Committee, November 2-3, 2021 - Source: ||||||||||||||

"Federal Reserve Board announces members of its Insurance Policy Advisory Committee" Wed, 24 Nov 2021 16:00:00 GMT - Federal Reserve Board announces members of its Insurance Policy Advisory Committee - Source: ||||||||||||||

"Agencies issue joint statement on crypto-asset policy initiative and next steps" Tue, 23 Nov 2021 16:30:00 GMT - Agencies issue joint statement on crypto-asset policy initiative and next steps - Source: ||||||||||||||

"Federal Reserve Board announces termination of enforcement action with The Goldman Sachs Group, Inc. and Goldman Sachs & Co. LLC" Tue, 23 Nov 2021 16:00:00 GMT - Federal Reserve Board announces termination of enforcement action with The Goldman Sachs Group, Inc. and Goldman Sachs & Co. LLC - Source: ||||||||||||||

"Statement by Governor Lael Brainard on her nomination by President Biden" Mon, 22 Nov 2021 18:45:00 GMT - Statement by Governor Lael Brainard on her nomination by President Biden - Source: ||||||||||||||

"Statement by Federal Reserve Board Chair Jerome H. Powell on his nomination by President Biden" Mon, 22 Nov 2021 18:41:00 GMT - Statement by Federal Reserve Board Chair Jerome H. Powell on his nomination by President Biden - Source: ||||||||||||||

"Federal Reserve announces College Fed Challenge winners" Fri, 19 Nov 2021 20:30:00 GMT - Federal Reserve announces College Fed Challenge winners - Source: ||||||||||||||

"Agencies approve final rule requiring computer-security incident notification" Thu, 18 Nov 2021 20:00:00 GMT - Agencies approve final rule requiring computer-security incident notification - Source: ||||||||||||||

"Federal Reserve Board issues enforcement actions with Industrial and Commercial Bank of China Ltd. and Industrial and Commercial Bank of China Ltd., New York Branch, and a former employee of Eagle Bancorp, Inc. and EagleBank" Tue, 16 Nov 2021 16:00:00 GMT - Federal Reserve Board issues enforcement actions with Industrial and Commercial Bank of China Ltd. and Industrial and Commercial Bank of China Ltd., New York Branch, and a former employee of Eagle Bancorp, Inc. and EagleBank - Source: ||||||||||||||

"Federal Reserve issues consent order against Mashreqbank for firm's unsafe and unsound practices related to sanctions compliance" Tue, 9 Nov 2021 16:00:00 GMT - Federal Reserve issues consent order against Mashreqbank for firm's unsafe and unsound practices related to sanctions compliance - Source: ||||||||||||||

"Randal K. Quarles submits resignation as a member of the Federal Reserve Board, effective at the end of December" Mon, 8 Nov 2021 16:00:00 GMT - Randal K. Quarles submits resignation as a member of the Federal Reserve Board, effective at the end of December - Source: ||||||||||||||

"Federal Reserve issues FOMC statement" Wed, 3 Nov 2021 18:00:00 GMT - Federal Reserve issues FOMC statement - Source: ||||||||||||||

"Federal Reserve Board issues statement in support of the Glasgow Declaration by the Network of Central Banks and Supervisors for Greening the Financial System (NGFS)" Wed, 3 Nov 2021 12:30:00 GMT - Federal Reserve Board issues statement in support of the Glasgow Declaration by the Network of Central Banks and Supervisors for Greening the Financial System (NGFS) - Source: ||||||||||||||

"Federal Reserve Board invites public comment on a technical notice of review regarding primary dealers operating in Spain" Wed, 27 Oct 2021 20:30:00 GMT - Federal Reserve Board invites public comment on a technical notice of review regarding primary dealers operating in Spain - Source: ||||||||||||||

"Federal Reserve Board announces it will host a series of diversity and inclusion conferences in November" Mon, 25 Oct 2021 20:30:00 GMT - Federal Reserve Board announces it will host a series of diversity and inclusion conferences in November - Source: ||||||||||||||

"Statement of Chair Jerome H. Powell on the Financial Stability Oversight Council's (FSOC) Report on Climate-Related Financial Risk" Thu, 21 Oct 2021 22:15:00 GMT - Statement of Chair Jerome H. Powell on the Financial Stability Oversight Council's (FSOC) Report on Climate-Related Financial Risk - Source: ||||||||||||||

"Federal Reserve Board announces it will begin its Survey of Finance Companies this month as part of the Board’s continuing effort to improve its understanding of credit availability to households and businesses in the United States" Thu, 21 Oct 2021 19:00:00 GMT - Federal Reserve Board announces it will begin its Survey of Finance Companies this month as part of the Board’s continuing effort to improve its understanding of credit availability to households and businesses in the United States - Source: ||||||||||||||

" Federal Reserve Board announces a broad set of new rules that will prohibit the purchase of individual securities, restrict active trading, and increase the timeliness of reporting and public disclosure by Federal Reserve policymakers and senior staff" Thu, 21 Oct 2021 18:00:00 GMT - Federal Reserve Board announces a broad set of new rules that will prohibit the purchase of individual securities, restrict active trading, and increase the timeliness of reporting and public disclosure by Federal Reserve policymakers and senior staff - Source: ||||||||||||||

"Minutes of the Board's discount rate meetings from August 23 through September 22, 2021" Tue, 19 Oct 2021 18:00:00 GMT - Minutes of the Board's discount rate meetings from August 23 through September 22, 2021 - Source: ||||||||||||||

"Federal Reserve Board announces it has joined the Central Bank Network for Indigenous Inclusion, which will foster ongoing dialogue, research, and education to raise awareness of economic and financial issues and opportunities around Indigenous economies" Wed, 13 Oct 2021 19:30:00 GMT - Federal Reserve Board announces it has joined the Central Bank Network for Indigenous Inclusion, which will foster ongoing dialogue, research, and education to raise awareness of economic and financial issues and opportunities around Indigenous economies - Source: ||||||||||||||