Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to Ubiquity Systems, LLC and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to the Company include Ubiquity Systems, LLC. By using this website, you consent to the data practices described in this statement.

Collection of your Personal Information

In order to better provide you with products and services offered on our Site, the Company may collect personally identifiable information, such as your:

  • First and Last Name
  • Mailing Address
  • E-mail Address
  • Phone Number

If you purchase products and services through our website, we collect billing and credit card information. This information is used to complete the purchase transaction.

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. We will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Use of your Personal Information

The Company collects and uses your personal information to operate its website(s) and deliver the services you have requested.

We may also use your personally identifiable information to inform you of other products or services available from us or our affiliates.

Sharing Information with Third Parties

Ubiquity Systems does not sell, rent or lease its customer lists to third parties.

We may, from time to time, contact you on behalf of our external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to the third party. We may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services and they are required to maintain the confidentiality of your information.

Ubiquity Systems may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on the Company or the website; (b) protect and defend the rights or property of US entities; and/or (c) act under exigent circumstances to protect the personal safety of users or the public.

Tracking User Behavior

The Company may keep track of the websites and pages our users visit, in order to determine what services are the most popular. This data is used to deliver customized content and advertising to customers whose behavior indicates that they are interested in a particular subject area.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by our website. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding the use of our website.

Use of Cookies

The website may use "cookies" to help personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize webpages, or register with a website or web services, a cookie helps to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same website, the information you previously provided can be retrieved, so you can easily use the features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the web services or websites you visit.

Links

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Security of your Personal Information

Ubiquity Systems secures your personal information from unauthorized access, use, or disclosure; using the following methods for this purpose:

  • SSL Protocol

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Children Under Thirteen

The Company does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

Opt-Out & Unsubscribe from Third Party Communications

We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from our third-party partners by contacting us on the website.

E-mail Communications

From time to time, Ubiquity Systems may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open one of our emails or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email, you may opt out of such communications by contacting us on our website.

External Data Storage Sites

We may store your data on servers provided by third party hosting vendors with whom we have contracted.

Changes to this Statement

Ubiquity Systems reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

We welcome your questions or comments regarding this Statement of Privacy. If you believe that any services provided to you by Ubiquity Systems has not adhered to this Statement, please contact us on our website.

Effective as of August 01, 2019

"CSBS Withdraws Legal Challenge to OCC Chartering Figure Bank, N.A." 14 Jan 2022 17:07:05 -0500 - The Conference of State Bank Supervisors yesterday withdrew its lawsuit filed with the U.S. District Court for the District of Columbia challenging the Office of the Comptroller of the Currency (OCC) authority to charter an uninsured deposit-taking national bank. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Acting Comptroller Discusses Crypto-Assets and Regulation" 13 Jan 2022 12:46:33 -0500 - Acting Comptroller of the Currency Michael J. Hsu today discussed the regulation of stablecoins and other crypto-assets before the BritishAmerican Business Transatlantic Finance Forum 2021-2022 Executive Roundtable. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Releases CRA Evaluations for 23 National Banks and Federal Savings Associations" 3 Jan 2022 11:17:00 -0500 - The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of December 1, 2021 through December 31, 2021. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Federal Bank Regulatory Agencies Release 2020 Small Business, Small Farm, and Community Development Lending Data" 21 Dec 2021 14:00:00 -0500 - The Federal Reserve Board, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency, members of the Federal Financial Institutions Examination Council (FFIEC), today released data on small business, small farm, and community development lending during 2020. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Reports Third Quarter 2021 Bank Trading Revenue " 20 Dec 2021 12:56:28 -0500 - The Office of the Comptroller of the Currency (OCC) reported trading revenue of U.S. commercial banks and savings associations of $6.8 billion in the third quarter of 2021. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Acting Comptroller of the Currency Issues Statement in Support of the FSOC’s Climate-related Financial Risk Committee" 17 Dec 2021 11:00:00 -0500 - Acting Comptroller of the Currency Michael J. Hsu today released the following statement in support of the Financial Stability Oversight Council's (FSOC) new Climate-related Financial Risk Committee. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Seeks Feedback on Principles for Climate-Related Financial Risk Management for Large Banks" 16 Dec 2021 14:00:00 -0500 - The Office of the Comptroller of the Currency (OCC) today requested feedback on draft principles designed to support the identification and management of climate-related financial risks at OCC-regulated institutions with more than $100 billion in total consolidated assets. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Assesses $1 Million Civil Money Penalty Against CommunityBank of Texas For Violations of the Bank Secrecy Act" 16 Dec 2021 12:00:00 -0500 - The Office of the Comptroller of the Currency (OCC) today announced a $1 million civil money penalty against CommunityBank of Texas, N.A., Beaumont, Texas, for violations of the OCC's Bank Secrecy Act regulations. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Enforcement Actions and Terminations" 16 Dec 2021 11:00:00 -0500 - The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Federal and State Financial Regulatory Agencies Issue Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by Tornadoes" 15 Dec 2021 16:30:00 -0500 - The Office of the Comptroller of the Currency, Federal Reserve Board, the Federal Deposit Insurance Corporation, the National Credit Union Administration, and the state regulators, collectively the agencies, recognize the serious impact of tornadoes on the customers and operations of many financial institutions and will provide appropriate regulatory assistance to affected institutions subject to their supervision. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Federal Reserve Board announces approval of application by BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft" Fri, 14 Jan 2022 19:00:00 GMT - Federal Reserve Board announces approval of application by BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft - Source: ||||||||||||||

"Federal Reserve Board announces Reserve Bank income and expense data and transfers to the Treasury for 2021" Fri, 14 Jan 2022 17:00:00 GMT - Federal Reserve Board announces Reserve Bank income and expense data and transfers to the Treasury for 2021 - Source: ||||||||||||||

"Minutes of the Board's discount rate meetings on December 6 and December 15, 2021" Tue, 11 Jan 2022 19:00:00 GMT - Minutes of the Board's discount rate meetings on December 6 and December 15, 2021 - Source: ||||||||||||||

"Federal Reserve Board finalizes technical rule that will streamline reporting requirements for member banks related to their subscriptions to Federal Reserve Bank capital stock" Mon, 10 Jan 2022 21:00:00 GMT - Federal Reserve Board finalizes technical rule that will streamline reporting requirements for member banks related to their subscriptions to Federal Reserve Bank capital stock - Source: ||||||||||||||

"Richard H. Clarida announces his intention to resign from the Board of Governors of the Federal Reserve System on January 14, 2022" Mon, 10 Jan 2022 21:00:00 GMT - Richard H. Clarida announces his intention to resign from the Board of Governors of the Federal Reserve System on January 14, 2022 - Source: ||||||||||||||

"Federal Reserve Board announces designation of the Chairs and Deputy Chairs of the 12 Federal Reserve Banks for 2022" Wed, 5 Jan 2022 20:00:00 GMT - Federal Reserve Board announces designation of the Chairs and Deputy Chairs of the 12 Federal Reserve Banks for 2022 - Source: ||||||||||||||

"Minutes of the Federal Open Market Committee, December 14-15, 2021" Wed, 5 Jan 2022 19:00:00 GMT - Minutes of the Federal Open Market Committee, December 14-15, 2021 - Source: ||||||||||||||

"Federal Reserve Board announces termination of enforcement action with Cornerstone Bancshares, Inc." Thu, 23 Dec 2021 16:00:00 GMT - Federal Reserve Board announces termination of enforcement action with Cornerstone Bancshares, Inc. - Source: ||||||||||||||

"Federal Reserve issues update to Payments Study" Wed, 22 Dec 2021 19:00:00 GMT - Federal Reserve issues update to Payments Study - Source: ||||||||||||||

"Federal Reserve announces approval of application by WSFS Financial Corporation" Fri, 17 Dec 2021 21:00:00 GMT - Federal Reserve announces approval of application by WSFS Financial Corporation - Source: ||||||||||||||

"Federal Reserve announces approval of application by Webster Financial Corporation" Fri, 17 Dec 2021 21:00:00 GMT - Federal Reserve announces approval of application by Webster Financial Corporation - Source: ||||||||||||||

"Federal Reserve announces approval of application by First Citizens BancShares, Inc." Fri, 17 Dec 2021 21:00:00 GMT - Federal Reserve announces approval of application by First Citizens BancShares, Inc. - Source: ||||||||||||||

"Agencies release annual asset-size thresholds under Community Reinvestment Act regulations" Thu, 16 Dec 2021 20:30:00 GMT - Agencies release annual asset-size thresholds under Community Reinvestment Act regulations - Source: ||||||||||||||

"Federal Reserve Board announces termination of enforcement action with Home Bancgroup Inc." Thu, 16 Dec 2021 16:00:00 GMT - Federal Reserve Board announces termination of enforcement action with Home Bancgroup Inc. - Source: ||||||||||||||

"Federal and state financial regulatory agencies issue interagency statement on supervisory practices regarding financial institutions affected by tornadoes" Wed, 15 Dec 2021 21:30:00 GMT - Federal and state financial regulatory agencies issue interagency statement on supervisory practices regarding financial institutions affected by tornadoes - Source: ||||||||||||||

"Federal Reserve issues FOMC statement" Wed, 15 Dec 2021 19:00:00 GMT - Federal Reserve issues FOMC statement - Source: ||||||||||||||

"Federal Reserve Board and Federal Open Market Committee release economic projections from the December 14-15 FOMC meeting" Wed, 15 Dec 2021 19:00:00 GMT - Federal Reserve Board and Federal Open Market Committee release economic projections from the December 14-15 FOMC meeting - Source: ||||||||||||||

"Federal Reserve Board reiterates its supervisory expectations for large banks' risk management with investment funds" Fri, 10 Dec 2021 14:30:00 GMT - Federal Reserve Board reiterates its supervisory expectations for large banks' risk management with investment funds - Source: ||||||||||||||

"Federal Reserve Board issues enforcement action with former institution-affiliated party of Santander Consumer USA, Inc." Thu, 9 Dec 2021 16:00:00 GMT - Federal Reserve Board issues enforcement action with former institution-affiliated party of Santander Consumer USA, Inc. - Source: ||||||||||||||

"Agencies announce dollar thresholds in Regulations Z and M for exempt consumer credit and lease transactions" Wed, 1 Dec 2021 21:30:00 GMT - Agencies announce dollar thresholds in Regulations Z and M for exempt consumer credit and lease transactions - Source: ||||||||||||||