Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to Ubiquity Systems, LLC and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to the Company include Ubiquity Systems, LLC. By using this website, you consent to the data practices described in this statement.

Collection of your Personal Information

In order to better provide you with products and services offered on our Site, the Company may collect personally identifiable information, such as your:

  • First and Last Name
  • Mailing Address
  • E-mail Address
  • Phone Number

If you purchase products and services through our website, we collect billing and credit card information. This information is used to complete the purchase transaction.

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. We will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Use of your Personal Information

The Company collects and uses your personal information to operate its website(s) and deliver the services you have requested.

We may also use your personally identifiable information to inform you of other products or services available from us or our affiliates.

Sharing Information with Third Parties

Ubiquity Systems does not sell, rent or lease its customer lists to third parties.

We may, from time to time, contact you on behalf of our external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to the third party. We may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services and they are required to maintain the confidentiality of your information.

Ubiquity Systems may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on the Company or the website; (b) protect and defend the rights or property of US entities; and/or (c) act under exigent circumstances to protect the personal safety of users or the public.

Tracking User Behavior

The Company may keep track of the websites and pages our users visit, in order to determine what services are the most popular. This data is used to deliver customized content and advertising to customers whose behavior indicates that they are interested in a particular subject area.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by our website. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding the use of our website.

Use of Cookies

The website may use "cookies" to help personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize webpages, or register with a website or web services, a cookie helps to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same website, the information you previously provided can be retrieved, so you can easily use the features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the web services or websites you visit.

Links

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Security of your Personal Information

Ubiquity Systems secures your personal information from unauthorized access, use, or disclosure; using the following methods for this purpose:

  • SSL Protocol

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Children Under Thirteen

The Company does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

Opt-Out & Unsubscribe from Third Party Communications

We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from our third-party partners by contacting us on the website.

E-mail Communications

From time to time, Ubiquity Systems may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open one of our emails or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email, you may opt out of such communications by contacting us on our website.

External Data Storage Sites

We may store your data on servers provided by third party hosting vendors with whom we have contracted.

Changes to this Statement

Ubiquity Systems reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

We welcome your questions or comments regarding this Statement of Privacy. If you believe that any services provided to you by Ubiquity Systems has not adhered to this Statement, please contact us on our website.

Effective as of August 01, 2019

"OCC Hosts Dallas Workshop for National Community Bank Board Directors, Bank Management" 26 May 2022 10:00:00 -0400 - The Office of the Comptroller of the Currency (OCC) will host a workshop in Dallas for directors, senior management team members, and other key executives of national community banks and federal savings associations, June 28-29. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Issues Third and Fourth Quarter 2022 CRA Evaluation Schedule" 25 May 2022 11:00:00 -0400 - The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the third and fourth quarters of 2022. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Acting Comptroller Discusses Vulnerabilities, Volatility with Cryptocurrency" 24 May 2022 16:45:00 -0400 - Acting Comptroller of the Currency Michael J. Hsu today discussed vulnerabilities in the cryptocurrency framework and recent volatility with stablecoins in remarks at the DC Blockchain Summit 2022. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Acting Comptroller of the Currency Presents Bank Charter to Minority Depository Institution" 23 May 2022 16:30:00 -0400 - Acting Comptroller of the Currency Michael J. Hsu today presented a full-service community national bank charter to Agility Bank, N.A. in Houston. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Enforcement Actions and Terminations" 19 May 2022 11:00:00 -0400 - The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Acting Comptroller Issues Statement on Passing of John W. Ryan, President and CEO of the Conference of State Bank Supervisors" 18 May 2022 07:22:37 -0400 - Acting Comptroller of the Currency Michael J. Hsu issued the following statement on the passing of John W. Ryan, President and CEO of the Conference of State Bank Supervisors (CSBS). - Source: Office of the Comptroller of the Currency ||||||||||||||

"Agencies Announce Public Meeting on the Proposed Acquisition by The Toronto-Dominion Bank of First Horizon Corporation; Public Comment Period Extended" 17 May 2022 16:30:10 -0400 - The Federal Reserve Board (Board) and the Office of the Comptroller of the Currency (OCC) today announced a joint public meeting on the proposal by The Toronto-Dominion Bank, Toronto, Ontario, Canada, to acquire First Horizon Corporation, Memphis, Tennessee. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Agencies Announce Public Meeting on Proposed Bank of Montreal Acquisition of BancWest Holding Inc. and Bank of the West; Public Comment Period Extended" 17 May 2022 16:30:00 -0400 - The Federal Reserve Board (Board) and the Office of the Comptroller of the Currency (OCC) today announced a joint public meeting on the proposal by Bank of Montreal, Montreal, Canada, and BMO Harris Bank National Association, Chicago, Illinois, to acquire BancWest Holding Inc. and Bank of the West, both of San Francisco, California. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Acting Comptroller Discusses Risk Management" 17 May 2022 13:00:00 -0400 - Acting Comptroller of the Currency Michael J. Hsu today discussed the importance of risk management in remarks at Bloomberg Risk & Regulation Week 2022. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Acting Comptroller Issues Statement on Misuse of FDIC Name, Logo" 17 May 2022 10:00:00 -0400 - Acting Comptroller of the Currency Michael J. Hsu issued the following statement at today's Federal Deposit Insurance Corporation (FDIC) board meeting regarding the final rule on false advertising, misrepresentation of insured status and misuse of the FDIC's name or logo. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Minutes of the Federal Open Market Committee, May 3-4, 2022" Wed, 25 May 2022 18:00:00 GMT - Minutes of the Federal Open Market Committee, May 3-4, 2022 - Source: ||||||||||||||

"Federal Reserve Board announces approval of application by Alerus Financial Corporation" Tue, 24 May 2022 19:30:00 GMT - Federal Reserve Board announces approval of application by Alerus Financial Corporation - Source: ||||||||||||||

"Federal Reserve Board announces approval of application by MidWestOne Financial Group, Inc." Mon, 23 May 2022 21:00:00 GMT - Federal Reserve Board announces approval of application by MidWestOne Financial Group, Inc. - Source: ||||||||||||||

"Jerome H. Powell sworn in for second term as Chair of the Board of Governors of the Federal Reserve System" Mon, 23 May 2022 19:45:00 GMT - Jerome H. Powell sworn in for second term as Chair of the Board of Governors of the Federal Reserve System - Source: ||||||||||||||

"Lael Brainard sworn in as Vice Chair of the Board of Governors of the Federal Reserve System" Mon, 23 May 2022 19:45:00 GMT - Lael Brainard sworn in as Vice Chair of the Board of Governors of the Federal Reserve System - Source: ||||||||||||||

"Philip N. Jefferson sworn in as a member of the Board of Governors of the Federal Reserve System" Mon, 23 May 2022 19:45:00 GMT - Philip N. Jefferson sworn in as a member of the Board of Governors of the Federal Reserve System - Source: ||||||||||||||

"Lisa D. Cook sworn in as a member of the Board of Governors of the Federal Reserve System" Mon, 23 May 2022 19:45:00 GMT - Lisa D. Cook sworn in as a member of the Board of Governors of the Federal Reserve System - Source: ||||||||||||||

"Federal Reserve Board issues Economic Well-Being of U.S. Households in 2021 report" Mon, 23 May 2022 14:30:00 GMT - Federal Reserve Board issues Economic Well-Being of U.S. Households in 2021 report - Source: ||||||||||||||

"Federal Reserve Board finalizes rule that governs funds transfers over the Federal Reserve Banks' FedNow Service" Thu, 19 May 2022 18:00:00 GMT - Federal Reserve Board finalizes rule that governs funds transfers over the Federal Reserve Banks' FedNow Service - Source: ||||||||||||||

"Agencies announce public meeting on proposed acquisition by The Toronto-Dominion Bank of First Horizon Corporation; public comment period extended" Tue, 17 May 2022 20:30:00 GMT - Agencies announce public meeting on proposed acquisition by The Toronto-Dominion Bank of First Horizon Corporation; public comment period extended - Source: ||||||||||||||

"Agencies announce public meeting on proposed Bank of Montreal acquisition of BancWest Holding Inc. and Bank of the West; public comment period extended" Tue, 17 May 2022 20:30:00 GMT - Agencies announce public meeting on proposed Bank of Montreal acquisition of BancWest Holding Inc. and Bank of the West; public comment period extended - Source: ||||||||||||||

"Federal Reserve Board announces approval of application by Texas State Bankshares, Inc. and approval of applications by Texas Regional Bank" Fri, 13 May 2022 18:00:00 GMT - Federal Reserve Board announces approval of application by Texas State Bankshares, Inc. and approval of applications by Texas Regional Bank - Source: ||||||||||||||

"Federal Reserve Board issues enforcement action with former employee of Deutsche Bank AG New York Branch" Thu, 12 May 2022 15:00:00 GMT - Federal Reserve Board issues enforcement action with former employee of Deutsche Bank AG New York Branch - Source: ||||||||||||||

"Agencies release revised interagency questions and answers regarding flood insurance" Wed, 11 May 2022 20:00:00 GMT - Agencies release revised interagency questions and answers regarding flood insurance - Source: ||||||||||||||

"Agencies issue joint proposal to strengthen and modernize Community Reinvestment Act Regulations" Thu, 5 May 2022 15:00:00 GMT - Agencies issue joint proposal to strengthen and modernize Community Reinvestment Act Regulations - Source: ||||||||||||||

"Federal Reserve Board issues enforcement action with former employee of Synovus Bank" Thu, 5 May 2022 15:00:00 GMT - Federal Reserve Board issues enforcement action with former employee of Synovus Bank - Source: ||||||||||||||

"Federal Reserve issues FOMC statement" Wed, 4 May 2022 18:00:00 GMT - Federal Reserve issues FOMC statement - Source: ||||||||||||||

"Plans for Reducing the Size of the Federal Reserve's Balance Sheet" Wed, 4 May 2022 18:00:00 GMT - Plans for Reducing the Size of the Federal Reserve's Balance Sheet - Source: ||||||||||||||

"Federal Reserve Board announces approval of application by First Internet Bancorp" Fri, 29 Apr 2022 19:00:00 GMT - Federal Reserve Board announces approval of application by First Internet Bancorp - Source: ||||||||||||||

"Minutes of the Board's discount rate meetings from February 14 through March 16, 2022" Tue, 12 Apr 2022 18:00:00 GMT - Minutes of the Board's discount rate meetings from February 14 through March 16, 2022 - Source: ||||||||||||||