We Offer Tailormade Packages to Suit Your Needs


Base Model (annual subscription): The annual subscription cost is based on the total commercial loan exposure analyzed by the ACCU. The base model also includes annual maintenance. Each form can also be customized in exact accordance with your underwriting templates and/or instructions for an additional cost. Each customization requires a one-time fee based on the amount of work hours required to create them. The average customization for the Base Model can be completed within 2-3 weeks.

Additional Cost (annual subscription): The annual subscription cost is based on the total commercial loan exposure analyzed by the ACCU.

Requires Estimate (fixed cost by estimate): These items each require a one-time fee based on the amount of work hours required to create them.

Key

  • Base Model

  • Additional Cost

  • Requires Estimate

Customizable Form

Form Module

images

Term Sheet

images

Relationship Account Summary

images

Automated Deposit and Loan Account Data Extraction

images
images

Background

images

Collateral Description

images

Real Estate Occupancy Analysis

images

Cash Flow Analysis - Business / Real Estate Income

images

Automated Tax Return and Financial Statement Data Extraction

images
images

Cash Flow Analysis - Non-Profit Financial Activities

images

Automated Non-Profit Tax Return and Financial Statement Data Extraction

images
images

Cash Flow Analysis - Construction

images

Balance Sheet Analysis

images

Automated Tax Return and Financial Statement Data Extraction

images
images

Balance Sheet Analysis - Non-Profit

images

Automated Non-Profit Tax Return and Financial Statement Data Extraction

images
images

Financial Ratio Analysis

images

Accounts Receivable Analysis

images

Accounts Payable Analysis

images

Personal Financial Statement / Statement of Financial Condition Analysis

images

Personal Credit Report Analysis

images

Automated Credit Report Data Extraction

images
images

Cash Flow Analysis - Personal Income

images

Automated Tax Return Data Extraction

images
images

Cash Flow Analysis - Estate / Trust Income

images

Automated Tax Return Data Extraction

images
images

Cash Flow Analysis - Global

images

Collateral Summary

images

Risk Rating

images

Approval Signatures

images

Text Editor

images

Policy Exceptions Checklist

images

Expanded Risk Rating for multi-layered risk rating approaches

images

Specialized Lending Forms/Other Forms

"OCC Promotes Earned Income Tax Credit Awareness Day" 27 Jan 2023 10:00:00 -0500 - To make more eligible working families aware of the benefits of the Earned Income Tax Credit (EITC), the Office of the Comptroller of the Currency is promoting EITC Awareness Day on January 27. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Solicits Research on Emerging Risks in the Banking System" 23 Jan 2023 12:00:00 -0500 - The Office of the Comptroller of the Currency (OCC) is soliciting academic research papers on emerging risks in the banking system or related policy and supervisory issues for submission by March 3, 2023. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Enforcement Actions and Terminations" 19 Jan 2023 11:00:00 -0500 - The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Announces Approval of Bank of the West – BMO Harris Bank, National Association Merger" 17 Jan 2023 17:00:00 -0500 - The Office of the Comptroller of the Currency (OCC) today approved the merger of Bank of the West, San Francisco, into BMO Harris Bank, National Association, Chicago. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Acting Comptroller Discusses Management of Large Banks" 17 Jan 2023 14:15:00 -0500 - Acting Comptroller of the Currency Michael J. Hsu today discussed large bank manageability in remarks at Brookings. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Registration Open for OCC Symposium on Bank Mergers" 12 Jan 2023 17:00:00 -0500 - The Office of the Comptroller of the Currency (OCC) today announced registration is open for its symposium on bank mergers February 10, 2023, at its headquarters in Washington, D.C. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Issues Revisions to Fair Lending Booklet" 12 Jan 2023 10:00:00 -0500 - The Office of the Comptroller of the Currency (OCC) today issued a revised version of the "Fair Lending" booklet of the Comptroller's Handbook. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Releases CRA Evaluations for 22 National Banks and Federal Savings Associations" 11 Jan 2023 12:15:00 -0500 - The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of September 1, 2022, through November 30, 2022. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Announces Deputy Comptroller for Systemic Risk Identification and Support" 11 Jan 2023 11:00:00 -0500 - The Office of the Comptroller of the Currency (OCC) today announced Melissa Love-Greenfield as Deputy Comptroller for Systemic Risk Identification and Support (SyRIS) within the Supervision Risk & Analysis division. She will assume these duties January 29, 2023. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Issues Annual Report for 2022" 5 Jan 2023 10:00:00 -0500 - The Office of the Comptroller of the Currency (OCC) today published its 2022 Annual Report. The OCC Annual Report provides Congress with an overview of the condition of the federal banking system, discusses the OCC's strategic priorities and initiatives, and shares the agency's financial management and condition. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Federal Reserve Board announces denial of application by Custodia Bank, Inc. to become a member of the Federal Reserve System" Fri, 27 Jan 2023 16:30:00 GMT - Federal Reserve Board announces denial of application by Custodia Bank, Inc. to become a member of the Federal Reserve System - Source: ||||||||||||||

"Federal Reserve Board issues policy statement to promote a level playing field for all banks with a federal supervisor, regardless of deposit insurance status" Fri, 27 Jan 2023 16:30:00 GMT - Federal Reserve Board issues policy statement to promote a level playing field for all banks with a federal supervisor, regardless of deposit insurance status - Source: ||||||||||||||

"Federal Reserve Board announces it has fined Popular Bank $2.3 million for processing six Paycheck Protection Program (PPP) loans despite having detected that the loan applications contained significant indications of potential fraud" Tue, 24 Jan 2023 16:00:00 GMT - Federal Reserve Board announces it has fined Popular Bank $2.3 million for processing six Paycheck Protection Program (PPP) loans despite having detected that the loan applications contained significant indications of potential fraud - Source: ||||||||||||||

"Chair Powell tested positive for COVID-19, is vaccinated, has mild symptoms, and is working remotely" Wed, 18 Jan 2023 15:30:00 GMT - Chair Powell tested positive for COVID-19, is vaccinated, has mild symptoms, and is working remotely - Source: ||||||||||||||

"Federal Reserve Board announces approval of application by Bank of Montreal and BMO Financial Corp." Tue, 17 Jan 2023 22:00:00 GMT - Federal Reserve Board announces approval of application by Bank of Montreal and BMO Financial Corp. - Source: ||||||||||||||

"Federal Reserve Board provides additional details on how its pilot climate scenario analysis exercise will be conducted and the information on risk management practices that will be gathered over the course of the exercise" Tue, 17 Jan 2023 20:00:00 GMT - Federal Reserve Board provides additional details on how its pilot climate scenario analysis exercise will be conducted and the information on risk management practices that will be gathered over the course of the exercise - Source: ||||||||||||||

"Federal Reserve Board releases results of survey of senior financial officers at banks about their strategies and practices for managing reserve balances" Fri, 13 Jan 2023 19:00:00 GMT - Federal Reserve Board releases results of survey of senior financial officers at banks about their strategies and practices for managing reserve balances - Source: ||||||||||||||

"Federal Reserve Board announces Reserve Bank income and expense data and transfers to the Treasury for 2022" Fri, 13 Jan 2023 16:00:00 GMT - Federal Reserve Board announces Reserve Bank income and expense data and transfers to the Treasury for 2022 - Source: ||||||||||||||

"Minutes of the Board's discount rate meetings on November 14 through December 14, 2022" Tue, 10 Jan 2023 19:00:00 GMT - Minutes of the Board's discount rate meetings on November 14 through December 14, 2022 - Source: ||||||||||||||

"Federal Reserve Board announces the designation of the Chairs and Deputy Chairs of the 12 Federal Reserve Banks for 2023" Tue, 10 Jan 2023 19:00:00 GMT - Federal Reserve Board announces the designation of the Chairs and Deputy Chairs of the 12 Federal Reserve Banks for 2023 - Source: ||||||||||||||

"Federal Reserve Board issues enforcement actions with former employee of Regional Acceptance Corporation and former employee of Central Savings Bank" Thu, 5 Jan 2023 16:00:00 GMT - Federal Reserve Board issues enforcement actions with former employee of Regional Acceptance Corporation and former employee of Central Savings Bank - Source: ||||||||||||||

"Minutes of the Federal Open Market Committee, December 13-14, 2022" Wed, 4 Jan 2023 19:00:00 GMT - Minutes of the Federal Open Market Committee, December 13-14, 2022 - Source: ||||||||||||||

"Agencies issue joint statement on crypto-asset risks to banking organizations" Tue, 3 Jan 2023 19:00:00 GMT - Agencies issue joint statement on crypto-asset risks to banking organizations - Source: ||||||||||||||

"Federal Reserve Board announces the appointment of eight members, including six new members, to its Insurance Policy Advisory Committee (IPAC)" Thu, 22 Dec 2022 21:30:00 GMT - Federal Reserve Board announces the appointment of eight members, including six new members, to its Insurance Policy Advisory Committee (IPAC) - Source: ||||||||||||||

"Federal Reserve Board issues technical updates to its policy governing the provision of intraday credit in accounts at Federal Reserve Banks" Wed, 21 Dec 2022 17:00:00 GMT - Federal Reserve Board issues technical updates to its policy governing the provision of intraday credit in accounts at Federal Reserve Banks - Source: ||||||||||||||

"Federal Reserve Board announces approval of application by United Community Banks, Inc." Mon, 19 Dec 2022 20:00:00 GMT - Federal Reserve Board announces approval of application by United Community Banks, Inc. - Source: ||||||||||||||

"Agencies release annual asset-size thresholds under Community Reinvestment Act regulations" Mon, 19 Dec 2022 16:00:00 GMT - Agencies release annual asset-size thresholds under Community Reinvestment Act regulations - Source: ||||||||||||||

"Agencies announce results of resolution plan review for certain domestic and foreign banks" Fri, 16 Dec 2022 21:00:00 GMT - Agencies announce results of resolution plan review for certain domestic and foreign banks - Source: ||||||||||||||

"Federal Reserve Board adopts final rule that implements Adjustable Interest Rate (LIBOR) Act by identifying benchmark rates based on SOFR (Secured Overnight Financing Rate) that will replace LIBOR in certain financial contracts after June 30, 2023" Fri, 16 Dec 2022 15:00:00 GMT - Federal Reserve Board adopts final rule that implements Adjustable Interest Rate (LIBOR) Act by identifying benchmark rates based on SOFR (Secured Overnight Financing Rate) that will replace LIBOR in certain financial contracts after June 30, 2023 - Source: ||||||||||||||

"Federal Reserve Board announces approval of application by Brookline Bancorp, Inc." Thu, 15 Dec 2022 21:30:00 GMT - Federal Reserve Board announces approval of application by Brookline Bancorp, Inc. - Source: ||||||||||||||