We Offer Tailormade Packages to Suit Your Needs


Base Model (annual subscription): The annual subscription cost is based on the total commercial loan exposure analyzed by the ACCU. The base model also includes annual maintenance. Each form can also be customized in exact accordance with your underwriting templates and/or instructions for an additional cost. Each customization requires a one-time fee based on the amount of work hours required to create them. The average customization for the Base Model can be completed within 2-3 weeks.

Additional Cost (annual subscription): The annual subscription cost is based on the total commercial loan exposure analyzed by the ACCU.

Requires Estimate (fixed cost by estimate): These items each require a one-time fee based on the amount of work hours required to create them.

Key

  • Base Model

  • Additional Cost

  • Requires Estimate

Customizable Form

Form Module

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Term Sheet

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Relationship Account Summary

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Automated Deposit and Loan Account Data Extraction

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Background

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Collateral Description

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Real Estate Occupancy Analysis

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Cash Flow Analysis - Business / Real Estate Income

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Automated Tax Return and Financial Statement Data Extraction

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Cash Flow Analysis - Non-Profit Financial Activities

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Automated Non-Profit Tax Return and Financial Statement Data Extraction

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Cash Flow Analysis - Construction

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Balance Sheet Analysis

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Automated Tax Return and Financial Statement Data Extraction

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Balance Sheet Analysis - Non-Profit

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Automated Non-Profit Tax Return and Financial Statement Data Extraction

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Financial Ratio Analysis

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Accounts Receivable Analysis

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Accounts Payable Analysis

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Personal Financial Statement / Statement of Financial Condition Analysis

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Personal Credit Report Analysis

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Automated Credit Report Data Extraction

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Cash Flow Analysis - Personal Income

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Automated Tax Return Data Extraction

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Cash Flow Analysis - Estate / Trust Income

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Automated Tax Return Data Extraction

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Cash Flow Analysis - Global

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Collateral Summary

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Risk Rating

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Approval Signatures

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Text Editor

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Policy Exceptions Checklist

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Expanded Risk Rating for multi-layered risk rating approaches

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Specialized Lending Forms/Other Forms

"OCC Hosts Risk Governance and Compliance Risk Workshops in Minneapolis" 15 Aug 2022 13:00:00 -0400 - The Office of the Comptroller of the Currency (OCC) will host two workshops September 27-28 in Minneapolis for directors, senior management, and other key executives of national community banks and federal savings associations. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Bank Accounting Advisory Series Updated" 15 Aug 2022 10:01:40 -0400 - The Office of the Comptroller of the Currency (OCC) today released its annual update to the Bank Accounting Advisory Series (BAAS). - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC to Host Virtual Innovation Office Hours" 11 Aug 2022 15:00:00 -0400 - The Office of the Comptroller of the Currency (OCC) today announced that it will host virtual Innovation Office Hours on September 28-29, 2022, to promote responsible innovation in the federal banking system. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Hosts Credit and Operational Risk Workshops in Orlando" 8 Aug 2022 10:00:00 -0400 - The Office of the Comptroller of the Currency (OCC) will host two workshops September 13-14 in Orlando, Fla, for directors, senior management, and other key executives of national community banks and federal savings associations. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Releases CRA Evaluations for 22 National Banks and Federal Savings Associations" 3 Aug 2022 13:23:00 -0400 - The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of July 1, 2022, through July 31, 2022. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Acting Comptroller Discusses Cybersecurity Risks to Financial Sector" 2 Aug 2022 16:00:00 -0400 - Acting Comptroller of the Currency Michael J. Hsu today discussed cybersecurity risks facing the financial sector before the Financial and Banking Information Infrastructure Committee and the Financial Services Sector Coordinating Council. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Allows National Banks and Federal Savings Associations Affected by Flooding in Kentucky to Close" 1 Aug 2022 16:00:00 -0400 - The Office of the Comptroller of the Currency (OCC) today issued a proclamation allowing national banks, federal savings associations, and federal branches and agencies of foreign banks to close offices in areas affected by flooding in Kentucky. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Updates Policy Statement on Minority Depository Institutions" 27 Jul 2022 10:00:00 -0400 - The Office of the Comptroller of the Currency (OCC) today announced it is revising its 2013 policy statement for minority depository institutions (MDI) to update and streamline descriptions of its policies, procedures, and programs. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Solicits Research on Implications of Financial Technology for Banking" 25 Jul 2022 09:00:00 -0400 - The Office of the Comptroller of the Currency (OCC) is soliciting academic-and policy-focused research on the impact of financial technology (fintech) entities and nonbanks on banking and the markets for lending, deposit-taking, and payment services through August 21, 2022. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Enforcement Actions and Terminations" 21 Jul 2022 11:00:00 -0400 - The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Federal Reserve Board announces it has fined EagleBank $9.5 million for violation of the Board's insider lending regulation and has permanently barred its former CEO and chairman from the banking industry" Tue, 16 Aug 2022 20:00:00 GMT - Federal Reserve Board announces it has fined EagleBank $9.5 million for violation of the Board's insider lending regulation and has permanently barred its former CEO and chairman from the banking industry - Source: ||||||||||||||

"Federal Reserve Board provides additional information for banking organizations engaging or seeking to engage in crypto-asset-related activities" Tue, 16 Aug 2022 18:30:00 GMT - Federal Reserve Board provides additional information for banking organizations engaging or seeking to engage in crypto-asset-related activities - Source: ||||||||||||||

"Federal Reserve Board announces final guidelines that establish a transparent, risk-based, and consistent set of factors for Reserve Banks to use in reviewing requests to access Federal Reserve accounts and payment services" Mon, 15 Aug 2022 18:30:00 GMT - Federal Reserve Board announces final guidelines that establish a transparent, risk-based, and consistent set of factors for Reserve Banks to use in reviewing requests to access Federal Reserve accounts and payment services - Source: ||||||||||||||

"Federal Reserve Board announces the individual capital requirements for all large banks, effective on October 1" Thu, 4 Aug 2022 20:00:00 GMT - Federal Reserve Board announces the individual capital requirements for all large banks, effective on October 1 - Source: ||||||||||||||

"Federal Reserve Board announces it is seeking individuals to serve on its Insurance Policy Advisory Committee (IPAC)" Mon, 1 Aug 2022 21:00:00 GMT - Federal Reserve Board announces it is seeking individuals to serve on its Insurance Policy Advisory Committee (IPAC) - Source: ||||||||||||||

"FDIC and Federal Reserve Board issue letter demanding Voyager Digital cease and desist from making false or misleading representations of deposit insurance status" Thu, 28 Jul 2022 21:15:00 GMT - FDIC and Federal Reserve Board issue letter demanding Voyager Digital cease and desist from making false or misleading representations of deposit insurance status - Source: ||||||||||||||

"Federal Reserve Board approves discount rate action by the Boards of Directors of the Federal Reserve Banks of St. Louis and Minneapolis" Thu, 28 Jul 2022 19:30:00 GMT - Federal Reserve Board approves discount rate action by the Boards of Directors of the Federal Reserve Banks of St. Louis and Minneapolis - Source: ||||||||||||||

"Federal Reserve Board announces termination of enforcement action with United Bank of El Paso del Norte" Thu, 28 Jul 2022 15:00:00 GMT - Federal Reserve Board announces termination of enforcement action with United Bank of El Paso del Norte - Source: ||||||||||||||

"Federal Reserve Board approves discount rate action by the Board of Directors of the Federal Reserve Bank of Kansas City" Wed, 27 Jul 2022 21:00:00 GMT - Federal Reserve Board approves discount rate action by the Board of Directors of the Federal Reserve Bank of Kansas City - Source: ||||||||||||||

"Federal Reserve issues FOMC statement" Wed, 27 Jul 2022 18:00:00 GMT - Federal Reserve issues FOMC statement - Source: ||||||||||||||

"Michael S. Barr sworn in as Vice Chair for Supervision of the Board of Governors of the Federal Reserve System" Tue, 19 Jul 2022 15:15:00 GMT - Michael S. Barr sworn in as Vice Chair for Supervision of the Board of Governors of the Federal Reserve System - Source: ||||||||||||||

"Federal Reserve Board invites comment on proposal that provides default rules for certain contracts that use the LIBOR reference rate, which will be discontinued next year" Tue, 19 Jul 2022 13:30:00 GMT - Federal Reserve Board invites comment on proposal that provides default rules for certain contracts that use the LIBOR reference rate, which will be discontinued next year - Source: ||||||||||||||

"Federal Reserve Board releases results of survey of senior financial officers at banks about their strategies and practices for managing reserve balances" Fri, 15 Jul 2022 17:00:00 GMT - Federal Reserve Board releases results of survey of senior financial officers at banks about their strategies and practices for managing reserve balances - Source: ||||||||||||||

"Minutes of the Board's discount rate meetings from May 16 through June 15, 2022" Tue, 12 Jul 2022 18:00:00 GMT - Minutes of the Board's discount rate meetings from May 16 through June 15, 2022 - Source: ||||||||||||||

"Federal Reserve Board issues enforcement action with Easthampton Savings Bank" Thu, 7 Jul 2022 15:00:00 GMT - Federal Reserve Board issues enforcement action with Easthampton Savings Bank - Source: ||||||||||||||

"Minutes of the Federal Open Market Committee, June 14-15, 2022" Wed, 6 Jul 2022 18:00:00 GMT - Minutes of the Federal Open Market Committee, June 14-15, 2022 - Source: ||||||||||||||

"Federal Reserve Board announces approval of application by Benchmark Community Bank" Fri, 1 Jul 2022 19:00:00 GMT - Federal Reserve Board announces approval of application by Benchmark Community Bank - Source: ||||||||||||||

"Federal Reserve and FDIC extend deadline for U.S. GSIB resolution plan feedback" Fri, 1 Jul 2022 18:00:00 GMT - Federal Reserve and FDIC extend deadline for U.S. GSIB resolution plan feedback - Source: ||||||||||||||

"Agencies release list of distressed or underserved nonmetropolitan middle-income geographies" Fri, 1 Jul 2022 17:30:00 GMT - Agencies release list of distressed or underserved nonmetropolitan middle-income geographies - Source: ||||||||||||||

"Agencies issue host state loan-to-deposit ratios" Tue, 28 Jun 2022 19:30:00 GMT - Agencies issue host state loan-to-deposit ratios - Source: ||||||||||||||