We Offer Tailormade Packages to Suit Your Needs


Base Model (annual subscription): The annual subscription cost is based on the total commercial loan exposure analyzed by the ACCU. The base model also includes annual maintenance. Each form can also be customized in exact accordance with your underwriting templates and/or instructions for an additional cost. Each customization requires a one-time fee based on the amount of work hours required to create them. The average customization for the Base Model can be completed within 2-3 weeks.

Additional Cost (annual subscription): The annual subscription cost is based on the total commercial loan exposure analyzed by the ACCU.

Requires Estimate (fixed cost by estimate): These items each require a one-time fee based on the amount of work hours required to create them.

Key

  • Base Model

  • Additional Cost

  • Requires Estimate

Customizable Form

Form Module

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Term Sheet

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Relationship Account Summary

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Automated Deposit and Loan Account Data Extraction

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Background

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Collateral Description

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Real Estate Occupancy Analysis

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Cash Flow Analysis - Business / Real Estate Income

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Automated Tax Return and Financial Statement Data Extraction

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Cash Flow Analysis - Non-Profit Financial Activities

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Automated Non-Profit Tax Return and Financial Statement Data Extraction

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Cash Flow Analysis - Construction

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Balance Sheet Analysis

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Automated Tax Return and Financial Statement Data Extraction

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Balance Sheet Analysis - Non-Profit

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Automated Non-Profit Tax Return and Financial Statement Data Extraction

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Financial Ratio Analysis

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Accounts Receivable Analysis

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Accounts Payable Analysis

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Personal Financial Statement / Statement of Financial Condition Analysis

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Personal Credit Report Analysis

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Automated Credit Report Data Extraction

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Cash Flow Analysis - Personal Income

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Automated Tax Return Data Extraction

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Cash Flow Analysis - Estate / Trust Income

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Automated Tax Return Data Extraction

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Cash Flow Analysis - Global

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Collateral Summary

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Risk Rating

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Approval Signatures

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Text Editor

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Policy Exceptions Checklist

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Expanded Risk Rating for multi-layered risk rating approaches

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Specialized Lending Forms/Other Forms

"CSBS Withdraws Legal Challenge to OCC Chartering Figure Bank, N.A." 14 Jan 2022 17:07:05 -0500 - The Conference of State Bank Supervisors yesterday withdrew its lawsuit filed with the U.S. District Court for the District of Columbia challenging the Office of the Comptroller of the Currency (OCC) authority to charter an uninsured deposit-taking national bank. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Acting Comptroller Discusses Crypto-Assets and Regulation" 13 Jan 2022 12:46:33 -0500 - Acting Comptroller of the Currency Michael J. Hsu today discussed the regulation of stablecoins and other crypto-assets before the BritishAmerican Business Transatlantic Finance Forum 2021-2022 Executive Roundtable. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Releases CRA Evaluations for 23 National Banks and Federal Savings Associations" 3 Jan 2022 11:17:00 -0500 - The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of December 1, 2021 through December 31, 2021. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Federal Bank Regulatory Agencies Release 2020 Small Business, Small Farm, and Community Development Lending Data" 21 Dec 2021 14:00:00 -0500 - The Federal Reserve Board, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency, members of the Federal Financial Institutions Examination Council (FFIEC), today released data on small business, small farm, and community development lending during 2020. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Reports Third Quarter 2021 Bank Trading Revenue " 20 Dec 2021 12:56:28 -0500 - The Office of the Comptroller of the Currency (OCC) reported trading revenue of U.S. commercial banks and savings associations of $6.8 billion in the third quarter of 2021. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Acting Comptroller of the Currency Issues Statement in Support of the FSOC’s Climate-related Financial Risk Committee" 17 Dec 2021 11:00:00 -0500 - Acting Comptroller of the Currency Michael J. Hsu today released the following statement in support of the Financial Stability Oversight Council's (FSOC) new Climate-related Financial Risk Committee. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Seeks Feedback on Principles for Climate-Related Financial Risk Management for Large Banks" 16 Dec 2021 14:00:00 -0500 - The Office of the Comptroller of the Currency (OCC) today requested feedback on draft principles designed to support the identification and management of climate-related financial risks at OCC-regulated institutions with more than $100 billion in total consolidated assets. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Assesses $1 Million Civil Money Penalty Against CommunityBank of Texas For Violations of the Bank Secrecy Act" 16 Dec 2021 12:00:00 -0500 - The Office of the Comptroller of the Currency (OCC) today announced a $1 million civil money penalty against CommunityBank of Texas, N.A., Beaumont, Texas, for violations of the OCC's Bank Secrecy Act regulations. - Source: Office of the Comptroller of the Currency ||||||||||||||

"OCC Enforcement Actions and Terminations" 16 Dec 2021 11:00:00 -0500 - The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Federal and State Financial Regulatory Agencies Issue Interagency Statement on Supervisory Practices Regarding Financial Institutions Affected by Tornadoes" 15 Dec 2021 16:30:00 -0500 - The Office of the Comptroller of the Currency, Federal Reserve Board, the Federal Deposit Insurance Corporation, the National Credit Union Administration, and the state regulators, collectively the agencies, recognize the serious impact of tornadoes on the customers and operations of many financial institutions and will provide appropriate regulatory assistance to affected institutions subject to their supervision. - Source: Office of the Comptroller of the Currency ||||||||||||||

"Federal Reserve Board announces approval of application by BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft" Fri, 14 Jan 2022 19:00:00 GMT - Federal Reserve Board announces approval of application by BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft - Source: ||||||||||||||

"Federal Reserve Board announces Reserve Bank income and expense data and transfers to the Treasury for 2021" Fri, 14 Jan 2022 17:00:00 GMT - Federal Reserve Board announces Reserve Bank income and expense data and transfers to the Treasury for 2021 - Source: ||||||||||||||

"Minutes of the Board's discount rate meetings on December 6 and December 15, 2021" Tue, 11 Jan 2022 19:00:00 GMT - Minutes of the Board's discount rate meetings on December 6 and December 15, 2021 - Source: ||||||||||||||

"Federal Reserve Board finalizes technical rule that will streamline reporting requirements for member banks related to their subscriptions to Federal Reserve Bank capital stock" Mon, 10 Jan 2022 21:00:00 GMT - Federal Reserve Board finalizes technical rule that will streamline reporting requirements for member banks related to their subscriptions to Federal Reserve Bank capital stock - Source: ||||||||||||||

"Richard H. Clarida announces his intention to resign from the Board of Governors of the Federal Reserve System on January 14, 2022" Mon, 10 Jan 2022 21:00:00 GMT - Richard H. Clarida announces his intention to resign from the Board of Governors of the Federal Reserve System on January 14, 2022 - Source: ||||||||||||||

"Federal Reserve Board announces designation of the Chairs and Deputy Chairs of the 12 Federal Reserve Banks for 2022" Wed, 5 Jan 2022 20:00:00 GMT - Federal Reserve Board announces designation of the Chairs and Deputy Chairs of the 12 Federal Reserve Banks for 2022 - Source: ||||||||||||||

"Minutes of the Federal Open Market Committee, December 14-15, 2021" Wed, 5 Jan 2022 19:00:00 GMT - Minutes of the Federal Open Market Committee, December 14-15, 2021 - Source: ||||||||||||||

"Federal Reserve Board announces termination of enforcement action with Cornerstone Bancshares, Inc." Thu, 23 Dec 2021 16:00:00 GMT - Federal Reserve Board announces termination of enforcement action with Cornerstone Bancshares, Inc. - Source: ||||||||||||||

"Federal Reserve issues update to Payments Study" Wed, 22 Dec 2021 19:00:00 GMT - Federal Reserve issues update to Payments Study - Source: ||||||||||||||

"Federal Reserve announces approval of application by WSFS Financial Corporation" Fri, 17 Dec 2021 21:00:00 GMT - Federal Reserve announces approval of application by WSFS Financial Corporation - Source: ||||||||||||||

"Federal Reserve announces approval of application by Webster Financial Corporation" Fri, 17 Dec 2021 21:00:00 GMT - Federal Reserve announces approval of application by Webster Financial Corporation - Source: ||||||||||||||

"Federal Reserve announces approval of application by First Citizens BancShares, Inc." Fri, 17 Dec 2021 21:00:00 GMT - Federal Reserve announces approval of application by First Citizens BancShares, Inc. - Source: ||||||||||||||

"Agencies release annual asset-size thresholds under Community Reinvestment Act regulations" Thu, 16 Dec 2021 20:30:00 GMT - Agencies release annual asset-size thresholds under Community Reinvestment Act regulations - Source: ||||||||||||||

"Federal Reserve Board announces termination of enforcement action with Home Bancgroup Inc." Thu, 16 Dec 2021 16:00:00 GMT - Federal Reserve Board announces termination of enforcement action with Home Bancgroup Inc. - Source: ||||||||||||||

"Federal and state financial regulatory agencies issue interagency statement on supervisory practices regarding financial institutions affected by tornadoes" Wed, 15 Dec 2021 21:30:00 GMT - Federal and state financial regulatory agencies issue interagency statement on supervisory practices regarding financial institutions affected by tornadoes - Source: ||||||||||||||

"Federal Reserve issues FOMC statement" Wed, 15 Dec 2021 19:00:00 GMT - Federal Reserve issues FOMC statement - Source: ||||||||||||||

"Federal Reserve Board and Federal Open Market Committee release economic projections from the December 14-15 FOMC meeting" Wed, 15 Dec 2021 19:00:00 GMT - Federal Reserve Board and Federal Open Market Committee release economic projections from the December 14-15 FOMC meeting - Source: ||||||||||||||

"Federal Reserve Board reiterates its supervisory expectations for large banks' risk management with investment funds" Fri, 10 Dec 2021 14:30:00 GMT - Federal Reserve Board reiterates its supervisory expectations for large banks' risk management with investment funds - Source: ||||||||||||||

"Federal Reserve Board issues enforcement action with former institution-affiliated party of Santander Consumer USA, Inc." Thu, 9 Dec 2021 16:00:00 GMT - Federal Reserve Board issues enforcement action with former institution-affiliated party of Santander Consumer USA, Inc. - Source: ||||||||||||||

"Agencies announce dollar thresholds in Regulations Z and M for exempt consumer credit and lease transactions" Wed, 1 Dec 2021 21:30:00 GMT - Agencies announce dollar thresholds in Regulations Z and M for exempt consumer credit and lease transactions - Source: ||||||||||||||